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For a $5,000 36-month loan at an interest rate of 5.99% with a 1% origination fee of $50.00, you will receive a loan amount of $4,950.00 and will make 36 monthly payments of about $153.61 at a 5.99% APR. Total loan cost would be $5,595.00.
Please read the following disclosures. There is information about General Loan information, APR information, Renewals and Repayment Terms.
The personal loan lenders in our network work nationwide and continuously try to offer you the funds you are looking for. These loan products may have 61 day minimum and 72 month maximum repayment terms. The Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate. It relates the amount and timing of value received by the consumer to the amount and timing of payments made. 247LoanPros cannot guarantee any APR, since we are not a lender. When accepting a loan from a lender in our network, the lender can provide a different APR than the range displayed. An APR can run up to 35.95%. Please check the loan disclosure before submitting and signing the agreement for your loan.
Lenders have unique Renewal Policies. Some of them have automatically renew or "roll-over" features. These conveniences often come for an additional fee. Please ask the lender who you were connected with for their renewal policy. Again it is vital to read through the entire Loan Agreement and Disclosure to make sure you are comfortable with their terms before accepting the loan.
Though each lender has to operate within the state laws that govern them, they have their respective approaches to handling late payments. A loan is an agreement between you and the lender to fully repay the loan by the time agreed. Depending on your agreement with your lender, if you are late for the agreed payment, a lender may add fees, send to a collections agency, and/or report your late, partial or non payment to a consumer reporting agency. These policies change per lender, so please make sure to consult your lender to find their respective policies.