Why get a cash loan
- Must be at least 18 years old.
- Must be a U.S. citizen.
- Must be employed or receiving a steady income.
- Have a bank account with direct deposit is a plus.
Frequently Asked Questions
This is information about the Annual Percentage Rate (APR). The APR defines the rate of interest a borrower pays over the course of a year. It describes the costs to the borrower in a yearly rate. We cannot promise a specific APR. Our lending partners set the APR on loans and repayment terms. Since we are not a lender ourselves, we do not have control over the terms of your agreement with the lender you may be connected with. Loan APRs run between 5.99% up to 35.99% for qualified customers. Loans have a 61-day minimum repayment term and a 72-month maximum repayment term. Read the terms of your loan carefully before accepting and signing a loan contract.
Lenders have unique Renewal Policies. Some of them have automatically renew or "roll-over" Features. These conveniences often come at an additional fee. Please ask the lender you were connected with for their renewal policy. Again it is vital to read through the entire Loan Agreement and Disclosure to make sure you are comfortable with their terms before accepting the loan.
Though each lender has to operate within the state laws that govern them, they have their respective approaches to handling late payments. A loan is an agreement between you and the lender to fully repay the loan by the time agreed. Depending on your agreement with your lender, if you are late for the agreed payment, a lender may add fees, send to a collections agency, report your late, partial or non payment to a consumer reporting agency. These policies change per lender, so please make sure to consult your lender to find their respective policies.
A loan is a way for an individual to receive up to $35,000 in funding. It is a loan that can be used for home enhancements, luxury item purchases, vehicle repairs or bill payments. The length of the loan is called the term and can range all the way up to 180 days, depending on the lender. Our simple Online Form does not contain any long questions. Instead, it asks for your basic information and a location for where you would like the loan to be sent to. It is that easy!
247LoanPros services will always be provided free of charge, but that is not to say that the lender will give you a loan for free. Your lender will charge you fees and/or interest and must provide you with full disclosure of their loan terms upon approval. It is then your responsibility to read through the terms before signing your loan agreement.
Lenders may be forgiving if you contact them directly, though some may automatically add a fee if it is in their agreement. Please contact the lender directly if you have an issue paying an installment.
$35,000. Though not all lenders are able to lend you $35,000.
Please check the loan agreement from your lender for specifics on this, as each loan may vary.
247LoanPros realizes that lending should be made easy, fast and simple. We are here to help. The process starts with completing our Online Form. The Online Form must be completed accurately to make sure the funds are not sent to the wrong individual. Lenders use the information provided to verify your identity before sending you funds.
One of the advantages of using 247LoanPros is that we have many lenders that have different lending methods. This means that you are more likely to be approved by a lender within our network because there are more options available to you. Since each lender has their own lending policies, once approved, please be sure to read their disclosures and lending practices carefully before you sign and agree to the loan.
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